Wedding Borrowing Guide: 5 Big Ticket Items To Save

Wedding season is fast approaching, and with average wedding costs exceeding $30,000 in recent years, couples are seeking smart ways to trim expenses without compromising their dream day. The traditional wedding rhyme—something old, something new, something borrowed, something blue—offers a perfect opportunity to save. By focusing on **something borrowed**, you can access high-end items at zero purchase cost, leveraging networks of friends, family, churches, and online communities. This approach not only reduces waste from single-use purchases but also adds sentimental value to your ceremony. In this guide, we’ll explore five major **big-ticket wedding items** that are ideal for borrowing, complete with sourcing tips, cost comparisons, and real-world examples to help you plan a frugal yet fabulous wedding.

1. The Altar, Arch, or Canopy

Every couple envisions a stunning focal point for their vows, whether it’s an elegant **altar**, a floral-draped **arch**, or a whimsical **canopy**. These structures can transform a simple outdoor or indoor space into a romantic setting, but buying one new often costs $500 to $5,000 or more, depending on materials like wood, metal, pipe-and-drape fabrics, or fresh flowers. Custom designs from event rental companies or Etsy sellers frequently hit the upper end, and once the wedding ends, these items gather dust in storage or get discarded.

Borrowing solves this elegantly. Churches and places of worship often maintain reusable altars or chuppahs (Jewish wedding canopies) that are available free or for a nominal donation to couples who align with their community. For example, many synagogues lend chuppahs symbolizing the couple’s new home, a tradition rooted in Jewish custom. Outdoor enthusiasts in your circle—think gardeners or event planners—may have backyard arbors or pergolas perfect for transplanting to your venue. Online platforms like Facebook Marketplace, Craigslist, or wedding-specific Facebook groups frequently feature ‘free to borrow’ posts from recent brides passing on their setups.

• Cost Savings: Renting an arch averages $300–$1,200; buying starts at $800. Borrowing: $0.
• Sourcing Tips: Post in local wedding groups: ‘Seeking borrowed arch for [date]—happy to decorate and return!’ Check with venues; many have in-house options.
• Pro Tip: Add personal touches like sheer fabric, fairy lights, or potted plants to customize without permanent alterations.

One bride shared how borrowing her aunt’s garden trellis arch, adorned with family-picked wildflowers, created an heirloom-worthy memory at no cost, saving her $2,000 on a custom wooden version.

2. The Wedding Dress (or Tuxedo)

The bridal gown is often the star of the show, with new designer dresses ranging from $1,000 to $10,000+. Tuxedos for the groom and groomsmen add another $200–$800 per person. These garments see just hours of wear before being preserved or forgotten in closets. Preservation costs alone can exceed $300.

Enter borrowing: Tap into family heirlooms for a ‘something borrowed’ with history. Mothers, aunts, or grandmothers may have beautifully preserved dresses from their eras, which can be modernized with simple alterations like shortening hems or adding lace overlays—often for under $200 at a seamstress. For tuxes, uncles or family friends with classic black-tie attire are goldmines. Sample sales at bridal boutiques offer near-new dresses for borrowing trials, and services like Rent the Runway now extend to wedding attire.

• Cost Savings: New dress: $2,500 average; alterations on borrowed: $150–$400.
• Sourcing Tips: Announce your engagement at family gatherings: ‘Anyone have a wedding dress from the 80s/90s I could borrow and refresh?’ Join ‘Borrow My Wedding Dress’ groups online.
• Pro Tip: Professional cleaning post-event ensures return in pristine condition, building goodwill for future borrows.

Modern twists include sharing dresses among friends in sequential weddings, turning a one-time buy into a communal treasure.

3. Photography and Videography Equipment

Capturing memories professionally costs $2,000–$5,000 for a full day’s photography and videography package. Owning gear like high-end DSLRs, lenses, drones, and stabilizers runs $3,000–$10,000 upfront, plus editing software—not practical for amateurs.

Borrow from hobbyist photographers in your network: Colleagues, neighbors, or church members with semi-pro setups love contributing to weddings for portfolio shots. Universities with film programs often lend equipment to alumni or community members. Apps like Fat Llama or peer-to-peer rental sites facilitate short-term loans from locals.

• Cost Savings: Pro package: $3,500 average; borrowed gear + friend editor: $0–$500.
• Sourcing Tips: ‘Calling local photographers: Borrow gear for wedding in exchange for credits?’ Pair with a skilled relative for editing.
• Pro Tip: Test equipment beforehand and get insurance coverage details.

This method yielded stunning results for a couple who borrowed a drone and lenses, hiring only a student editor for $300 total.

4. Tables, Chairs, and Linens

Seating and surfacing for 100 guests? Rentals hit $1,500–$4,000, including chiavari chairs ($8–$12 each), farm tables, and specialty linens. Buying new is prohibitive at $5,000+.

Community centers, schools, churches, and VFW halls stockpile these for events and lend them free or cheap. Neighbors hosting frequent parties or event pros have extras. Farm table trends make barns or orchards ideal borrow spots.

• Cost Savings: Rental: $2,500; borrowed: $0–$200 delivery.
• Sourcing Tips: Contact local halls: ‘Do you loan chairs/tables for weddings?’ Post-wedding, return cleaned.
• Pro Tip: Mismatched chairs add rustic charm—embrace the eclectic look.

5. Sound Systems, Lighting, and DJ Equipment

Ambiance-makers like PA systems, uplighting, and DJ booths cost $1,000–$3,500 to rent. Full setups with mixers and speakers exceed $5,000 to buy.

Borrow from bands, churches (with projectors/mics), or AV enthusiasts. Schools loan for community events; neighbors with home theaters contribute.

• Cost Savings: DJ package: $1,800; borrowed + playlist: $0.
• Sourcing Tips: ‘Need sound/lights for wedding—anyone loan?’ Use Spotify for DJing.
• Pro Tip: Backup batteries prevent glitches.

Additional Savings Strategies and Considerations

Beyond these five, consider borrowing decor like centerpieces from crafty friends or transportation (vintage cars from relatives). Always communicate clearly: timelines, condition expectations, and thank-yous. Insurance checks protect lenders. These strategies can save $10,000+ total.

Frequently Asked Questions (FAQs)

Where can I find items to borrow for my wedding?

Start with family, churches, Facebook groups, Craigslist, and community centers. Apps like Fat Llama connect locals.

Is borrowing wedding items hygienic and safe?

Yes—request recent cleanings, inspect baby/gear items via CPSC, and clean/return promptly.

What if borrowed items get damaged?

Discuss upfront; offer to cover repairs. Most are durable; goodwill prevails.

Can I borrow for large weddings (200+ guests)?

Absolutely—scale up via venues or multiple lenders; combine with minimal buys.

How do I thank lenders?

Photos, shoutouts in programs, small gifts, or future reciprocation build community.

This article is general information, not personal financial advice. Consider your own situation, or speak with a licensed adviser, before acting on it.